Don’t be overwhelmed. I’m with you every step of the way. Here’s how the process works:

01.

First, we take your loan application. This can be done over the phone or by clicking the “apply now” link below. Choose my name as your loan officer in the first question so that your application is directed to me after you submit. Know that you cannot make any mistakes – if you don’t know the answer give your best guess. I’ll fine tune the application once you submit it.

02.

Next in the process, we will pull your credit. Your credit score is one of the main determining factors of your interest rate. The higher the score, the better your rate. Don’t worry if your score is not where you want it. We can direct you to professionals that can help you improve your score, if needed. Let us know if you’re not ready for this step.

03.

Finally, we will review your financials. I will send you a link to my secure document upload portal. Here you will be able to upload all items that we will need to review—this includes items such as your pay stubs, W2’s, tax returns, bank statements, etc. After everything is submitted, I’ll get back to you within 24 hours.